Scammers are flooding inboxes with fake alerts claiming to be from Bank of America—warning of attempted transactions you never made. These texts are designed to panic you into calling numbers like (844) 587-5633 or (877) 424-2680, where fraudsters try to steal your personal information or money. The message may look official, mentioning specific amounts and locations like “$375.28 in Phoenix, AZ”, but these details are completely fabricated.
The scam doesn’t stop at phone numbers; some messages come from suspicious short codes like 82932 or unknown numbers such as (818) 479-8887, making it even harder to verify their legitimacy. This tactic is a common phishing attempt, preying on your fear of unauthorized bank activity.
If you receive any alert like this, do not call the numbers provided or click on any links. Instead, contact Bank of America directly using official channels to confirm any suspicious activity. Remember, legitimate institutions will never pressure you through text or ask for sensitive information over the phone. Stay vigilant and don’t fall victim to these deceptive scams.
🕵️♂️ How the FAKE BofA Alert Scam Operates
The BofA Alert Attempted Transaction text is a phishing attempt designed to trick you into calling fake support numbers.. 🚨 This scam sends fraudulent text messages pretending to be from Bank of America, warning you of false attempted transactions to lure you into providing personal or financial information.
🔗 Step-by-Step Breakdown of the Scam:
📲 Sending Fake Alert Texts
Scammers send text messages that look like official Bank of America fraud alerts. The texts say something like:
Your BofA alert: Attempted transaction of $375.28 in Phoenix, AZ. If this wasn’t you, please call 855-767-1924
📞 Using Fake Phone Numbers
The scam messages include fake phone numbers customers are urged to call. Common numbers used in these fake alerts include:
– (844) 587-5633
– (877) 424-2680
Sometimes, the sender appears as suspicious short codes like **82932** or phone numbers such as **(818) 479-8887** to appear more legitimate.
🕸️ Creating a Sense of Urgency and Fear
By mentioning an alleged unauthorized transaction, scammers create panic and prompt victims to act quickly without verifying the authenticity of the message.
🎯 Impersonating Bank Personnel
When victims call the provided numbers, scammers pose as Bank of America representatives. They may ask for sensitive information such as account numbers, passwords, Social Security numbers, or credit card details.
💥 Exploiting Personal Information
Information gathered from victims is then used for identity theft, unauthorized banking transactions, or selling data on the dark web.
🚫 No Legitimate Support
These numbers are fake, and calling them leads to scammers, not Bank of America. There is no official support or protection when dealing with these contacts.
🔐 How to Protect Yourself
Always verify alerts by contacting your bank directly using official phone numbers found on your statement or bank’s website. Never call numbers provided in suspicious texts or emails.
In summary, the FAKE BofA Alert Scam manipulates fear by sending fraudulent texts warning of unauthorized transactions. The scam directs victims to call fake numbers pretending to be the bank, aiming to steal sensitive information. Be vigilant, confirm alerts through official channels, and never share personal data with unsolicited contacts.
📱 What to Do When You Receive the “BofA Alert” Scam Text Message
We advise everyone who receives this message to follow these simple steps to protect themselves from potential scams:
- ❌ Do not believe this message.
- 🔒 NEVER share your personal information or passwords via text.
- 🚫 Do not click on any links in suspicious messages.
- 🔍 Verify any phone numbers or links by checking the official website or contacting customer support directly.
- 📣 Report the scam text to your carrier by forwarding it to 7726 (SPAM).
If you accidentally clicked on a link in the “BofA Alert” text, suspect that your device may be compromised, or just want to check for threats, use one of the free malware removal tools. Additionally, consider taking the following steps:
- 🔑 Change your passwords: Update passwords for your email, banking, and other important accounts.
- 🛡️ Enable two-factor authentication (2FA): Add an extra layer of security to your accounts.
- 📞 Contact your financial institutions: Inform them of any suspicious activity.
- 🔄 Monitor your accounts: Keep an eye on your bank statements and credit reports for any unusual activity.
🔍 How to Spot a Scam Text Message
Scam messages often share common characteristics. By learning these signs, you can detect and avoid text scams:
💡 Here Are Some Ways to Recognize a Scam Text
- 📞 Unknown or Suspicious Numbers: Scam texts often come from unknown or very generic numbers, not official customer service numbers.
- 🔠 Misspelled Brand Names: Look carefully for any misspellings in the brand or company names, as scammers often try to mimic real companies.
- 👋 Generic Greetings: Messages starting with vague greetings like “Dear Customer” may not be from trusted companies.
- 🔗 Suspicious Links: Do not click on any links in suspicious messages. Instead, visit the company’s official website directly.
- ⏰ Sense of Urgency: Messages that demand immediate action or else a penalty will apply are often scams.
- 📝 Spelling and Grammar Errors: Scam texts may contain spelling mistakes or grammatical errors. Legitimate companies usually ensure proper language use.
- 🔒 Requests for Sensitive Information: Trustworthy organizations do not ask for passwords, credit card numbers, or Social Security numbers through text.
Conclusion
The BofA Alert Attempted Transaction text scam is a fraudulent scheme designed to trick you into calling fake phone numbers like (844) 587-5633, (877) 424-2680, or responding to suspicious texts from numbers such as 82932 or (818) 479-8887. These messages often warn of a supposed unauthorized transaction—for example, an attempted charge of $375.28 in Phoenix, AZ—to create a false sense of urgency and fear.
Scammers behind these fake alerts use spoofed numbers and short codes to mimic legitimate Bank of America communications, misleading you into sharing personal, financial, or security information. There is no real attempted transaction; instead, the goal is to steal your data or money through social engineering tactics.
Bottom Line: Never trust unsolicited text messages claiming to be from Bank of America without verifying them through official channels. Do not call the provided phone numbers or click on any links. Instead, contact Bank of America directly using the phone number on the back of your card or via their official website. Always stay vigilant and report suspicious messages to help protect yourself and others from such scams.
